Top 10 Wealthiest ZIP Codes in the Charlotte Area

Christen Ripoli - REALTOR
Sep 12
2 min read

Charlotte continues to shine as one of the fastest-growing metros in the Southeast, and with that growth comes some of the region’s most affluent communities. From established neighborhoods filled with historic charm to newer enclaves of luxury estates, the Queen City has a diverse mix of high-income areas that stand out for their strong home values, per capita incomes, and desirable lifestyles.

The Charlotte Business Journal recently compiled data on the area’s wealthiest ZIP codes, using factors such as income, housing values, and overall wealth concentration. Let’s take a closer look at the Top 10 Wealthiest ZIP Codes in the Charlotte Area:

🥇 #1 - 28207 (Charlotte)

Per Capita Income: $184,134
Typical Home Value: $1.59 million
Number of Housing Units: 4,495

Home to Myers Park and Eastover, this ZIP code blends old Charlotte charm with grand estates and tree-lined streets. It’s no surprise this area tops the list!

🥈 #2 - 28209 (Charlotte)

Per Capita Income: $82,020
Typical Home Value: $652,055
Number of Housing Units: 13,410

Located near SouthPark and Montford, 28209 is known for upscale shopping, dining, and easy access to Uptown.

🥉 #3 - 28211 (Charlotte)

Per Capita Income: $91,756
Typical Home Value: $888,455
Number of Housing Units: 15,061

This ZIP code covers neighborhoods like Cotswold and Foxcroft, where luxury homes and convenience meet.

#4 - 28202 (Charlotte - Uptown)

Per Capita Income: $78,706
Typical Home Value: $419,704
Number of Housing Units: 11,490

Uptown Charlotte mixes luxury condos, high-rises, and vibrant city life, making it a hub for professionals.

#5 - 28031 (Cornelius)

Per Capita Income: $82,210
Typical Home Value: $548,911
Number of Housing Units: 14,194

On the shores of Lake Norman, Cornelius offers waterfront living and resort-style amenities.

#6 - 28226 (Charlotte)

Per Capita Income: $74,147
Typical Home Value: $672,783
Number of Housing Units: 16,816

This South Charlotte ZIP is home to sprawling lots, top-rated schools, and established neighborhoods.

#7 - 28203 (Charlotte - Dilworth/South End)

Per Capita Income: $91,709
Typical Home Value: $689,858
Number of Housing Units: 11,641

Historic homes meet trendy new developments in one of Charlotte’s most walkable areas.

#8 - 28270 (Charlotte)

Per Capita Income: $67,817
Typical Home Value: $677,874
Number of Housing Units: 12,653

Family-friendly with strong schools and a suburban feel, this area is highly sought-after.

#9 - 28277 (Charlotte - Ballantyne)

Per Capita Income: $66,638
Typical Home Value: $616,155
Number of Housing Units: 30,100

Ballantyne is known for its master-planned communities, corporate hub, and endless amenities.

#10 - 28210 (Charlotte - SouthPark/Park Road area)

Per Capita Income: $64,528
Typical Home Value: $565,037
Number of Housing Units: 22,376

Convenience and location make this South Charlotte ZIP one of the area’s most desirable.

🌟 What This Means for Buyers and Sellers

If you’re considering moving to one of these ZIP codes, expect competitive markets, strong home values, and communities that blend lifestyle and convenience. For homeowners, these rankings highlight just how strong your investment may already be.

Charlotte’s wealthiest ZIP codes showcase the variety our city has to offer - from historic estates and lakefront retreats to buzzing urban condos and family-focused suburbs.

Thinking of buying or selling in one of these ZIP codes? Let’s talk about your real estate goals and explore the opportunities waiting for you.

📞 Christen Ripoli, Realtor® | Real📧 Christen.Ripoli@gmail.com | 📱 330.301.0687